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Privacy Policy & Terms of Use

PRIVACY POLICY and TERMS OF USE

The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by the Group Errors and Omissions Programs or any insurance company represented by the agency. The information contained throughout this website is not an insurance policy or contract of insurance. The information on this Internet site is given in good faith and has been obtained from published information and other sources believed to be reliable at the time of preparation. Coverage and issues discussed are for state of California and may not be applicable in other areas. The insurance coverage afforded by the Group Errors and Omissions Programs is subject to the terms and conditions of the policies issued.

Information Gathering

The Kevin Dahlke Insurance Brokerage website is designed to give our customers and prospective customers a confidential means of gathering information about our company, services and products over the Internet. In general, our site will only collect consensual data from you that will be used to quote requests. We do log general statistical information such as the domain name, IP address and browser type of our site visitors through a site reporting tool that runs on our server. This information is used internally only to show activity and trends of our site usage. The log file information does not contain personally identifiable information, such as name, address, phone, etc. We may share information about you in the normal business of conducting insurance operations such as providing you with an insurance quote. For example, for auto insurance, we routinely obtain a report of any accidents or convictions from the State Motor Vehicle Department.

Information Sharing

We do not share any nonpublic personal information about you with non-affiliated third parties other than entities which perform business functions integral to the provision or servicing of our insurance products, or when required or permitted by law. We also do not sell any customer or policyholder information to mailing list companies or mass marketing companies.We treat our policyholder information as confidential.

Terms of Use

By using our web site, you consent to the collection and use of this information by the Kevin Dahlke Insurance Brokerage. If you do not agree to this policy, please do not use this site. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Electronic Communications

As part of your agreement to use this site, we will provide you with communications and electronic documents. By accepting this agreement, you consent to receiving communications in electronic form for any products, services and accounts that you have or apply for, either now or in the future. You also consent to the use of electronic signatures in your relationship with us.

When we deliver electronic communications to you, we will either: (1) email them to you; (2) post them on our website; (3) present them on-screen or for download through one of our online services; (4) include them in other electronic communications that we are delivering to you, such as electronic account statements; or (5) in the manner specified in any other agreement we have with you. If we are not emailing or presenting the information to you directly, we will tell you where you can go to view that information.

We may still choose to provide you with information on paper even though you have consented to receive it electronically if in some cases we are not permitted by law to deliver certain communications to you electronically. However, if the law changes in the future and permits additional communications to be delivered electronically, this agreement will automatically cover those communications as well.