This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor or accountant.

The information and excerpts and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services currently offered under the current Farmers Group Inc. Errors & Omissions Insurance plan or by the prospective program administrator or any insurance company that coverage may be placed through if an alternative offer of insurance is provided by the program administrator.

The information contained throughout this website is not an insurance policy or contract of insurance. The information on this Internet site is given in good faith and has been obtained from published information and other sources believed to be reliable at the time of preparation.

Information Gathering

I do not share any nonpublic personal information about you with non-affiliated third parties other than entities which perform business functions integral to the provision or surveying for the stated purpose, or when required or permitted by law. We also do not sell any applicant or survey participant information to mailing list companies or mass marketing companies. We treat our participant's information as confidential. This site will not be used for any solicitation purposes other than the Errors & Omissions Insurance program described.

By using my web site, you consent to the collection and use of this information by the Kevin Dahlke Insurance Brokerage through the Groupeando.com website. If you do not agree to this policy, please do not use this site. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect.

RULES OF USE

This material is intended solely for the exclusive agents of Farmers Group Incorporated. You may not reproduce or distribute the material contained herein without the permission of Kevin Dahlke Insurance Brokerage.

By reviewing this material you agree that the information in this presentation is not an insurance policy or contract of insurance, is not necessarily a complete description of all terms, exclusions and conditions applicable to Farmers Group Inc. Errors and Omissions Insurance plan or the United Farmers Agents Association Insurance Plan and is intended as general information. The insurance afforded by either plan is subject to the terms and conditions of the policies issued.

This material is not given or intended as legal advice and if you have legal questions you should consult an attorney. The information is given in good faith and has been obtained from published information and other sources believed to be reliable at the time of preparation. Coverage and issues discussed may not be applicable in all areas of the United States.

The availability of the United Farmers Agents Association Insurance Plan is subject to the plan carriers requirements and is subject to its final acceptance. Your qualification for coverage is subject to meeting agency operational standards and loss history requirements as established by the plan carrier, Farmers Group, Inc. having the first right of refusal for all applicants for insurance by your agency and at least limited membership in the United Farmers Agents Association. Not all applicants may qualify

You are not required to pay premium, enroll in the risk management plan or join the association to submit an application for coverage.

If you are provided coverage terms and wish to bind coverage when offered you will be required to:

• Maintain at least limited membership in the United Farmers Agents Association
• In your initial year of coverage, enroll in the provided Alpine Risk Management Plan and complete the risk management survey / critique (this is not an application of coverage or used in underwriting or claims)
• Pay your premium
• Benefits and terms of association membership are available on the United Farmers Agents Association website at http://www.ufaa.com.